Business Planning

Passing on the family Business – Succession planning

Many thriving family businesses have failed to succeed after the first generation, one of the reasons being the failure to plan adequately for succession. While people are conscious that various taxes are triggered on succession, some are not aware of the generous reliefs that are currently available which may allow them to transfer their assets …

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Bank considerations for SME loan applications

The 5Cs of bank lending criteria Banks look carefully at SME companies before they lend money, especially in more challenging funding environments like the present one. The traditional approach for assessing loan applications was based off five primary factors – the “Five Cs”. These are: Character Capital Capacity Collateral Conditions The “Five Cs” gave bankers …

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The future of work

Technology is changing the face of business The disruption caused by the advance of technology in the workplace is a source of both opportunity and concern for organisations and their people. Emerging technologies including artificial intelligence and automation offer the ability to increase productivity and improve customer experience by learning from the data that can …

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