Bank considerations for SME loan applications

The 5Cs of bank lending criteria Banks look carefully at SME companies before they lend money, especially in more challenging funding environments like the present one. The traditional approach for assessing loan applications was based off five primary factors – the “Five Cs”. These are: Character Capital Capacity Collateral Conditions The “Five Cs” gave bankers …

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The future of work

Technology is changing the face of business The disruption caused by the advance of technology in the workplace is a source of both opportunity and concern for organisations and their people. Emerging technologies including artificial intelligence and automation offer the ability to increase productivity and improve customer experience by learning from the data that can …

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How safe is Bitcoin?

Bitcoin is becoming an everyday topic of conversation, this week has seen bitcoin hit a peak of over $20,000 following the cryptocurrency’s debut on Wall Street, a massive rise from where it was at the beginning of 2017 where it cost just over $950 to purchase a Bitcoin. With this rise in interest from the …

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Few surprises in a Budget

That paves the way for Ireland’s future Paschal Donohoe has presented a measured Budget with a clear eye on balancing the books and paving the way for Ireland’s future. With the economy continuing to perform well, the clear goal of the 2018 Budget was to maintain a positive outlook while creating a roadmap for the …

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